If you start work immediately, this will get taken care - most of the large companies have banks coming over to open the accounts at work location itself, which simplfies lots of things. Banks like HDFC are pretty advanced in-terms of internet access etc and have facility for paying electricity bills etc from the account itself.
However, banks like SBI are still old fashioned - it took 3 visits and a threat to close the account to move my existing account with SBI. They wanted all of the forms filled-up again and produce all sorts of ID proofs. Laminated drivers license and PAN card copies didn't work and they wanted original - at that point, I said I am going to close the down the account since wasn't ready to go back again with originals. Their documentation asked for copies but never mentioned to produce originals! Canara bank was bit smoother and we were able to transfer an existing account without much hassle. They enabled online access but the catch is - it takes few days before the postal mail can reach with access passwords etc. These are not given in the bank and once the mail arrives, you need to make another trip to enable the 'real' access!
Other convenient option was Bangalore One payment center - they take payments for pretty much everything, from electricity bills to airtel cell phone payments. Until automatic bank transfer was setup, we used this place and it was very convenient. They don't charge extra for these payments either.
Appreciate your feedback and comments, please leave a comment if you found this post useful (or not!) ...
However, banks like SBI are still old fashioned - it took 3 visits and a threat to close the account to move my existing account with SBI. They wanted all of the forms filled-up again and produce all sorts of ID proofs. Laminated drivers license and PAN card copies didn't work and they wanted original - at that point, I said I am going to close the down the account since wasn't ready to go back again with originals. Their documentation asked for copies but never mentioned to produce originals! Canara bank was bit smoother and we were able to transfer an existing account without much hassle. They enabled online access but the catch is - it takes few days before the postal mail can reach with access passwords etc. These are not given in the bank and once the mail arrives, you need to make another trip to enable the 'real' access!
Other convenient option was Bangalore One payment center - they take payments for pretty much everything, from electricity bills to airtel cell phone payments. Until automatic bank transfer was setup, we used this place and it was very convenient. They don't charge extra for these payments either.
Appreciate your feedback and comments, please leave a comment if you found this post useful (or not!) ...
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